They all have flavors you'll probably be on the first who get to test it out.

So far, I have very nicely made suggestions to the agent and given subtle hints that I thought would work.

Also its the investor flavor of the last few years.  

If you were to create all different possible configurations and combinations of those variables, there would be hundreds of different real estate flavors.

They come in all shapes, sizes and flavors.

If not, I would suggest that before proceeding with any final decisions.Also, something subtle that I noticed, you said “to round up” at the end of your calculations for COC return.

If not, they're not making any more money and the cost of accelerating the loan and essentially getting paid off 'not a short sale' but short of the potential amount made from keeping the loan to term.I do usually notify the bank but in a subtle way to not draw a lot of attention to me.

I love those subtle changes that I can make to my process to improve my ratio.

Something subtle but to the point.

But it might be a bit TMI (too much info).If you want to speak to the assignment issue in a subtle way, you could just say "I work with local investors who seek to purchase properties in this area, and your house fits our investment criteria..." then on into the cash, as-is, no repairs, etc.What I'm saying is don't try to communicate "I do this and THEY might do that..." - just say "your house meets OUR criteria" - as you are the one that will likely put the house under contract.