I am using a dscr loan. what I cant understand, is why are my closing costs so high. above is the numbers on the refi.

For the fun of it and to also give us credence and for my team to understand what it takes to make quality lumber.

Unfortunately - there are a couple of issues here that likely make this hard to finance:-"Cabin style" dwellings typically are difficult to finance as the secondary capital markets treats these differently than standard single family homes as the buyer pool for a "cabin" dwelling is less than that of a standard home.- Yurts: Lenders typically have difficulty financing Yurts as they are moveable collateral.

Do your due diligence, understand the area, and make sure your numbers work before jumping in.

I understand there are some protections that go along with it with all the law suits going around but hardly doubt they would go after an office with two agents in it.

I totally understand the struggle, Venecia!

What folks should be doing is developing the understanding enabling them to build their own tools.

I think I have a pretty standard screening criteria.

Use IRS instructions to understand the definitions.

These days too many people have too little coverage in case of a rebuild so you do want to make sure you understand the true cost of a total loss.