If the appraisal comes in lower than the purchase price, a lender can decline to approve the borrower unless a change is made to the purchase price or the size of the downpayment.homeowners’ insurance is purchased (or substantiated, if the property being purchased includes homeowners’ insurance as part of association fees or similar arrangements), and proof of homeowners’ insurance is submitted to the lender.

I don’t like to push the envelope on my banking relationships so this is not repeatable unless another bank sees no problem with this limited recourse type of arrangement.

Dont be an Idiot , matter of fact if he has keys , change the locks , put his tools outside and tell him to get them . he could squat and clain that living there was your arrangement .This guy does have a Mbs and a Phd .  

If you have not already posted your rent via the mail, please call us immediately to make arrangements for us to collect the rent in person.Thank you for your prompt attention to this matter!

I’ll see if the seller can try to arrange that.

As you keep scheduling things and he won't let them in, you should arrange to be there and let them in. 

If you go the partnership route, be sure to arrange for the break-up right from the start. 

With verbal leases, a tenant could claim they are on a rent-to-own arrangement, or that their "handshake" included a "no overnight guests from racial group x" fair housing violation.

In the case of a deceased person I am working on I told the funeral home that I was seeking to find next of kin regarding property deceased has to serve foreclosure papers (and probably shouldn't have added or offer to purchase if they don't want to redeem) and they are going to ask the relative who made the funeral arrangements to call me. 

If I can find the funeral home I'm guessing they could tell me who made arrangements.