I focus on finding deals that meet specific criteria, and I always keep my underwriting conservative to make sure the numbers work even on a worst case scenario.Right now, my big goal is to land my first property, ideally 20+ units in Florida, and build a strong portfolio from there.

Hi Benjamin, I'll shoot you a message and we can connect to talk specifics. 

As many have mentioned, most fix-and-flip loans allow lenders to fund up to 90% of the purchase price and 100% of the rehab costs, but they typically won’t exceed 75% of the ARV.However, If you're not including a rehab budget, lenders often cap the loan at around 70% of the purchase price, which might explain the situation you're encountering.It’s generally more advantageous to include a portion of the rehab budget in the loan.

I would try to buy properties starting at a specific date so not large ticket items come up.

I had to hold back my chuckle, she didn't recognize the irony of the situation.  

Is there a specific document that I will need?

Good luck, and feel free to reach out if you have specific questions as you go along!

A property in Haysville for example would be SW, but could also be filtered on "Haysville" specifically. 

That's what I would do in your situation.

If accepting the no parking MTR situation, then the MTR really needs to be pet-friendly (bonus if fenced-in yard) and have laundry (especially in-unit) to make up for the elimination of a key amenity.