This is a FREE service provided by the bank, and we have used this account for about 15 years or so. 

Fire marshall should have provided something in writing to you either a list of what needs to be done or reference a code.

I will provide some thoughts on the San Diego purchase- virtually all high LTV mls purchases since rates started to hike have negative cash flow at purchase- historically great appreciation- historically great rent growth but recently flattening- prop 13 is great benefit for long holds- laws keep getting less LL friendly.

Do they provide good service, however you define it?

In my state I think we have 14 days to provide a list of deductions to a tenant if money is to be held. 

We should be able to templatize routine reviews, although it certainly doesn’t provide any detail about why I was a good guest.

I'll throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

Any recommendations for Umbrella insurance providers for each partner to cover any liability?

., provided a proforma on each property.

Good luck on your journey and I hope you provide the financial security you hope for to your daughters.