I've actually been working with private money lending for a while now, and I've seen a lot of variations in terms and conditions.

Strictly from a private money lens: If you're open to a 2nd position private money loan against your STR's, it's possible.

Hard Money Loans: These are short-term loans from private lenders based on the property's value rather than your credit score.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

On top of your general inspection, this will be the best few hundred dollars you will spend when buying your home....

I know I can reach out to some mortgage brokers to connect me with a private lender for most of the mortgage and then I would just need another lender to supply the down payment and renovation money.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

However, depending on the Trust Company you work with, you might have more options with respect to the diversity of public and private market investments.

If it's private money, they would issue a letter.

Before you spend your money here, check out The Ultimate Guide to Grading Cleveland Neighborhoods for a lay of the land.