Q: is "subject to" reasonable since the property currently is not officially in foreclosure?

Cash out refi and heloc are not seeming options at this juncture since I just officially started my RE investing business, am self employed (debt/income ratio) and I'm working on improving my FICO scores. 

I understand in most cases, to make an offer, I'll have to present an official offer document along with proof of financing, etc...

Your partner can lend you the money, secured by some other real estate as a notarized/recorded official second mortgage to whatever LTV you wish (incl >100% CLTV).- Loop in a RE lawyer if it's your first time.- DTI still has to work.

She still needs to finish school 11 semester left and i need to finish my academy before we will be able to officially do more than plan for this.

Provide the tenant with an official pamphlet that educates about lead. 3.

I have two banks that I can get a good conventional loan through although I have not gotten an official quote yet.

I had asked the seller for a Zoning Compliance Certificate, which the zoning department can do by coming out and giving their official determination of the number of legal units.  

From reading the entire statute and the other deadlines, they obviously intended that the investor forfeit the right to be paid if it misses that first deadline, so we now officially read that into the statute, and that's the law from now on." 

I am looking to start my business officially but want to do things the right way.