Please see below update on the this case:My attorney and I have been going through multiple banking records over the last few months.

If you purchase a newer property that has been recently and properly renovated, you may consider using a lower percentage.The biggest impact on your cash flow will come from the property’s location.

There are “no points” DSCR loan options but most likely for a higher rate that will impact cash flow.

Direct mail still makes an impact too, especially when you’re targeting specific areas.

The majority of investors I work with after using this form more or less break even on the rental business which makes it a non event and very little impact to your debt to income ratio.

@Sonja Revells Real estate investing can be seen as higher-risk by lenders and Dun & Bradstreet (D&B), potentially impacting your credit terms.

Crowdfunding: Use real estate crowdfunding platforms to raise funds from multiple investors interested in real estate ventures.

Maybe "a friend" used your computer and impacted the algorithm...

Some BRRRR Nuances:Rehab Budget: Ensure that bids are received from multiple contractors and that adequate reserves are made for cost overruns.

I have properties in multiple states with multiple property managers who all use different systems.