Your remaining balances weren’t entirely clear on the two mortgages, they are really low rates, so instinct is not to refinance them, but sometimes it is worth it for the longer term vision.It also seems like you may be considering tapping your equity to replace your income, without knowing your age or long term goals, this doesn’t seem like a great idea on the surface.If you are interested in jumping into real estate full time to replace your income you should realize that is probably going to take 12-24 months.

Few will do them, and those that will, have very low leverages and higher fees. 

Securing loans with a low credit score is possible through private or HM lenders.

Are you priced fairly and have a low security deposit?

And there's always the chance the developers you try to work with on your own will try to take advantage of your lack of experience by giving you a low-ball offer.

Honestly that’s the reason I even considered a cash out refi sacrificing my low rate for a greater return in an investment. 

I wanted to get started in investing in multifamily real estate in 2022 to take advantage of low interest rates and rising rents.

Additionally, a sewer line repair usually results in vacancy and lost rent--even more lost money.A new driveway can easily cost $5k on the low end, and plenty of properties in my area have $15-$25k+ driveways. 

Any way to delay the official sale to keep taxes low while still maintaining a contract to buy? 

But we moved out the low rent tenants and after the rehab we filled all units with market rent tenants.