I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

The threads on these massive travel sites are illustrative for STR owners.

Evidence is high 6 figure salaries and huge new office buildings.Get a policy illustration done on what the cash value grows to at the guaranteed rate if you continue to pay the current premiums over the next 20 years.

The basic process for determining what to renovate is illustrated below.Realistic sale price: People often overestimate the value of their property.

I didn't see any bootleg jumpers as in your illustration.  

That is what I believe you were trying to illustrate with your car ownership example. 

Yes you would still need to file to illustrate that you're taking the loss

But it illustrates my point that extra deposit = extra time to deal with problems.

The original post here helps illustrate that.

With your big plans for 2018 - I'd certainly go this way.Now, if you want to get out of the dealer status - it gets tricky, with tons of legal issues, as illustrated by @Ashish Acharya.