Somewhere in the middle is likely your best bet for a 20 year timeline.I have almost 50 units here myself and that's about what my portfolio is cash flowing at this point combined LTV is around 65% as loans have gotten paid down and values have went up.

How did you add value to the deal?

With appreciation and loan payoffs the past 6 years, we would have about $250k profit after closing costs at the estimated home value (doing quick math).

This way, your current rental stays a cash-flowing asset while providing leverage to grow your portfolio.

Saturday is the only day that works(this week or next whatever works for you).Just based on face value, I prefer to invest in locations that borders the county line (21218, 21215, 21213, 21212).

Exceptional comparative value and lower operating costs. 

Thanks @Iris OlivasI did some searches and ended up on a site that provided state by state listings of Private Lenders some of whom did 75k and up. 

I wasn’t looking to add value or find something off-market because the time and effort just didn’t seem worth it compared to focusing on my career.

I highly recommend you reach out to him, he is fast, professional, and does amazing work.If you would like me to make that connection, reach out to me.

I would highly suggest finding a bookkeeper who specializes in REI as our industry is a different animal that a regular business and the bookkeeping is a bit specialized as well.