You can't defend against everything but your debt load is a drag on everything and no matter what the borrow to the hilt people on BP say, debt free people are generally happier and wealthier than those carrying large debt loads.

I am formerly from Cali and I can tell you it is an adjustment but we couldn't be happier here!

I’ve got a 4/5 in Destin and could not be happier.

Once you accept that you don't actually own property, even though you pay the mortgage, insurance, taxes and insurance, you will be much happier.

Are your tenants happier?

I have a happier but embarrassed tenant who I helped figure out the deployed partner missed the disconnect notices and no service issue.

That's the real world for you, and here's the real kicker...I'm pretty sure I'm much happier now than I would have been otherwise.

Since then I have gone to Cozy and have been far happier. 

I came to about 5K cash flow on each, assuming 1000/month for rent, the 50% rule on all properties, and about 15k in debt service each month on the $3 million.10x1000 -50% =5k40x1000- 50% -15K ds= 5kSo that would only make my decision even easier to choose option A, but until I find a genie in a bottle offering up these 2 options to me, I'll continue working down the path of option B, in hopes of eventually selling off some properties to pay others down and reaching a happier medium as you were eluding to with option C.

If you find a local PM who is a superhost then that would help in terms of airbnb placement. ( I found my PM on a local Facebook page site and couldn't be happier-- she's in my neighborhood and charges only 18%).