I love how everybody has their hand out when things don't go their way.

These people do not know how to replace light bulbs, unclog a toilet, or find their a$$ w/both hands.   

I noticed I had vacancy in the column twice, so I reduced both to total 8% like you suggested.

I would list the total number of BRs and try it that way.

I totally get where you’re coming from, but it seems like more hassle with essentially the same outcome.

Like the lender fees above, these would just be incurred if you refinance (or purchase.)Prepaid itemsare the other part of cash to close total, (or what people colloquially call closing costs).

When you say you can refinance your VA, have you checked at your total allotment for VA loans.

Hey @Tiffany Da Silva, totally agree with @Kevin Sobilo.I love Profit First.

I hear appraisals associated with ADUs regularly in southern Ca and they are typically less than 50% of hands off cost.  

It’s a stable, hands-on way to start and learn property management basics.House Hacking: Live in a multi-unit property and rent out other units or rent out rooms.