That would have to be arranged separately by you.

It is an unusual arrangement in which the borrower does not currently own the residence serving as collateral.

A lot of the homes in certain areas (Lawrence Twp, Little Flower, Irvington, Bean Creek, Christian Park, etc.) are being listed for a premium (i.e. $60k, $70k) with plenty of work left to be done to them when resale history shows the most you'd get is maybe $80k or $85k. 

If you wanted to satisfy the buyer, You should have arranged for whatever you wanted. 

This arrangement - lender make loans then sell the loan to Fannie or Freddie - is why we have 30 year fixed rate residential mortgages. 

Thank You for responding and yes I'm not unhappy with my arrangement, however, I don't have any basis for comparison either.

I know an investor that set up a master lease arrangement with a guy that wanted to sell.

This appears to be a owner finance arrangement with the now deceased mother.

Each county is different, but I have paid $95 for each adult occupant on the lease, while not having any rent coming in while the courts arrange for a date 2-3 weeks out ( in my county).

@Justin Flowers Thank you!