Hi Frank, sounds like you’ve built a solid foundation and have exciting plans ahead - If you're planning to scale, you might also want to explore hard money loans or DSCR loans alongside private lending.

I call this dumb debt: Quick note; the deferred sales trust can save a failed 1031 exchange( cost zero to have this option, nor does it take any of the identification property positions) (It's wise to always have a back up plan)More on Dumb debt.

I don't plan on adding anymore and just putting my capital into my existing STR's. 

Have multiple backup plans for any investment.  

Welcome to BP, sounds like a great plan!

If you prefer to be hands-off with full-service management, then I'd plan on paying around 20% commission as that's pretty common.

I plan to hold unless the rules change.  

My wife Kathleen and I are looking to begin our investment journey where we plan to settle in Georgia.

I've decided to stabilize it and pay down the mortgage for a while and reassess in the future what my plan is. 

and planning to attend meetups while there is another great idea.