Those are crap terms, you should be able to find a 30 year at 80% for 8% or under. 

Im actually just finishing up on an ADU down the road at a different property so that may be a good indication if I can finish it quick enough to see resultsI also was thinking of making the barn a combination of both and make it like a bar themed loft for a guys / bachelor trip and build the simulator in with the living room as it can double as a projector type screen for netflix ect. 

Or maybe you want to do a combination of the above?

Stay away from cheap steel doors, they ding up and look like crap after a few years.

This combination of affordability, economic stability, and location makes Parma compelling in my research.Taking a deeper dive into the rental market here, I thought this could be a unique investment opportunity because despite a seemingly low occupancy rate of 23.90%, the rising rental rates highlight a robust demand for single-family homes (SFH), presenting a lucrative avenue for investors like us. 

Combined LTV varies between 70 and 100%, rates of course too. expect about half a point over prime. 

There was crap everywhere.

It's very surprising to me that investors will often rather see a property purchased with a 75% loan to cost debt fund at 4% + SOFR (all-in rate today of 9.33%) than a 60% loan to cost agency fixed rate loan at 6% combined with 15% loan to cost preferred equity at a rate of 12% (7.2% blended rate).

I have a duplex that I lease out, and recently got married where my wife and I are over 150k (salaries combined).

Or maybe you want to do a combination of the above?