Hi Chris,More often than not, the appraisal doesn't change much on a rebuttal or a second appraisal, but there are cases appraisals are wrong. 

His long-term market rents appraised for $950, whereas he was pulling $2,000+/month as a mid-term rental.

Casey Hey Casey, There are a handful of DSCR lenders that do not have a seasoning requirement to use the new appraised value at 80% LTV.

Standard contract contingencies may include an inspection period, financing contingency and appraisal contingency.4.

Some DSCR lenders will go down to a $75K appraised value and a $55K loan amount.

Currently conducting research and finding that most software is limited when it comest to:• Current Equity in the property• Updated Appraisal Value• Updated FTV %Reonomy has some of this information IF there is a CMBS loan; however, it only shows the appraisal value at the time the load was issued... so, it was issued in 2019 thats where the appraisal value stops, leaving a 5 year gap.

Search the BP for ADU appraisals to encounter numerous examples.

if you can build at 50% of after value I'd hire you and I build the cheapest of anyone I know in our market and minimum rates. there's 3 builders that build at our rate. only place I can get us to 50% equity is in miami florida and that is new construction that is selling at $1000 per square foot and up and high density 300+ unit underwriting with incredible economies of scale. columbus has lower construction costs but lower exit. we focus on urban core. my best suggestion is look at urban not suburban for higher valuations. you can't control what new construction appraises at so do it in less risky areas. 

I'm currently under contract with another property and this company has already had me pay for appraisal and is trying to get me to order insurance, but I still haven't received an initial disclosure or anything like it confirming the interest rate and everything. 

HM lenders will require a 10% downpayment.The refinance lender will let you refinance 70-75% of the after repair value (appraisal)