If there are items you need to replace and they are less than $2,500, you can take advantage of the de minimis safe harbor election, which allows you to deduct those costs in the current year rather than capitalizing them.

You can do it online in every state in less than 10 minutes for almost nothing.

What are the best online budget trackers?

You might want to research syndications to invest safely (vet the sponsor) and learn a little.

I know I can look at an amortization schedule, but I am guessing there has to be a simpler way to quickly estimate the numbers - can't find a decent online calculator for thisAppreciate any help - thanks!

Check out other online guides available here: https://www.biggerpockets.com/guides3.

Then I would just be taking the easy/safe way. 

Is NACA a safe loan program as well because it seems a bit too good to be true. 

However, I always caution that, if you are using the LLC as cover for being negligent in providing safe accommodations, it will not protect you.

Check out other online guides available here: https://www.biggerpockets.com/guides3.