I am seeking 2 things in particular: help about how to get correct and accurate information about different parts of the business and how to get started at my age, and also I am hoping that through communicating with you all I may be blessed enough to meet some amazing and intelligent people who can guide me in the right direction through my real estate journey.

And, before contacting an attorney about LLCs, read up on them so you can ask intelligent questions. 

Although my IRA is still in stocks and bonds, I want to use my leftover money every month to do something better.I'm very much a newb to real estate investing, but I love to learn about anything to do with business and making money through working intelligently (smarter not harder).

In that case, demand was being artificially generated by these loans.

I'm intelligent enough to invest in real estates "debt" (notes) side but unfortunately I don't have the funding necessary to get out there and start.

That means part of the computation of the zestimate for a 3 bedroom 1950's split level home might be artificially inflated by the 3 bedroom new construction development a mile down the street.On nicer properties, the zestimate is often under the actual price, and on run of the mill homes the zestimate is often overinflated.

I really think that the vast majority of people looking to get started in real estate will do so by intelligently and astutely buying quality properties... with personally guaranteed loans backed by income from their current jobs.

What I mean is there's alot of talented and intelligent folks out there who have brain problems inspite of having talent and good intelligence.  

With zoning, if you created an artificial two family (that is you have two leases) on a property zoned as a single-family, zoning will require you to solve it or, in most areas, face a daily fine.

I'm confident that--as motivated and intelligent as you may be--you don't have a sufficient command of English to fill out a contract.Next, you have no job.