Here's why.People are drawn to our area due to the absence of natural disasters, low property taxes, home prices close to the national median, and a thriving tech and research hub, coupled with the life sciences sector.Considering the ongoing influx of people and the likely rate adjustments announced by the Fed for later in this year, we anticipate prices actually  rising as buyers enter the market.

Quote from @Michael Plaks: Your math is off, it's much more complicated then that, but the idea described can basically accomplish what you want.Here's how I came up with it:*Assumed sale happens in 2027*Assume 2018 tax changes are NOT extended*Adjust all brackets from 2017 to 2027 using IRS inflation from 2017-2024 and 2% thereafterNumbers are a little different as I posted some rough calculations.  

Tax rates are very high level, so you will want to adjust that as you pick a more specific location to model out.  

There are pricing adjustments for every little thing that many investors fail to consider.

Definitely don't buy a deal just to buy, but make adjustments as we go through different cycles and stay in the game. 

The struggle here was financing the purchase through the llc because of the way the llc we've been filing with losses and had to adjust certain things last minute to make the funding work.

SFH with ADU if in a MF area can be comped with duplexes but in most areas they are comped using SFH with ADU and in the absence of appropriate comps, the appraisal will be via adjustments and the adjustments associated with ADUs have horrendous valuations.I do not sell but virtually all my loans have been less than 5 years.  

Adjust your strategy to match the market.Find an add value and play the long term game.

And that’s not even covering any loan guidelines or rate adjustments for whatever HML you go with.

Hi Matthew, yes you can take out 80% on DSCR cash out, you could even do 85% but there is a fairly steep pricing adjustment the higher you go.