Since I've been told the insurance market is really tough right now in California with most of the big companies (Nationwide, Allstate, State Farm)  not writing new policies to new customers, I'm trying to do a change of broker to a different Safeco agent.

In addition, the value add is cleaner in under writing for commercial residential.  

I'm writing this post to see if there is any advise to give me or a mentor that's willing to help me understand if this is an area in business that I can grow in.

Many are underperforming the under writing.  

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

No lender, DSCR or otherwise will write you a check for $3mm without a certain level of confidence that you will not run the property into the ground, since that is their collateral for the loan.

Fees should be clearly stated in writing, easy to understand, and justifiable.

I just sold my business and in looking for ways to offset capital gains taxes stumbled across a strategy in which a STR can write off all depreciation in year one via a cost segregation analysis, thereby reducing taxable income greatly for a specific year.

You could write a simple statement and have all parties sign and date:"Landlord and Tenant agree to extend this lease with a new termination date of June 30, 2025."

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!