Personally I’d do a 1031 to save $40k, I’d skip the LLC, increase the limit on my umbrella, and call it a day.

@Justin Jefferson-start with a house hack-read up on how to house hack-call a lender and ask about owner occupant loans for small multifamily

I had to call VRBO and push repeatedly for those dates to be freed.

The advantage if needed by calling it an investment home is that you can use the potential income from the property to help your debt to income ratio where you cannot do this on a second home. 

I would say certainly within a month.This is your opportubnity to call in a soils engineer and make sure this does not happen again.

Hey Dan, shoot me a DM, I'd be happy to jump on a call and shed some light on the rent data. 

@Chris Kelly I can’t remember what it’s called but there is a smart detector that will detect weed.

She was upset and just tried to make you reconsider - didn't expect you to call the bluff...

I call fabrication as well.

I'd be surprised if there was anything substantially more than this that took place, and I'd be shocked if it caused anything to change for 2025, only 2026 onwards (for major things that is).Which is exactly what I call guessing  ;)