Then I will lead with my first 8 telephone screening questions.

The form has in the bottom right corner, this wording: "This form was completed with the assistance of: Name: Address: Telephone Number:" Should I just ignore that area and leave it blank, or should I delete that from my copy of the form? 

No letters, no broker telephone, ya know I tell my broker, my broker tells his broker then that broker talks to the seller and then..........

Section 1947.3 defines "electronic transfer" broadly, essentially any transfer of funds not initiated by a check or other paper "instrument," including transfer via computer, telephone or point-of-sale contact or direct deposit permitting a financial institution to debit your account.

Verify land lords addresses and telephone numbers.

I read the information on their website and made an inquiry by telephone.

This may deter unqualified renters.You can also screen during the 1st contact by telephone or email.

A brief telephone call letting them know the status of their application followed with a formal letter/notice about the denial works better.I would note both the recent eviction and the recent bankruptcy as reasons for denial, in accordance with your rental criteria.

Either some lenders giving bad info to some of you, or the game telephone where the info gets distorted as it's passed down.FHA is only for a primary residence (except also streamline refinances are allowed for investment property).  

We give our contact details, times when we will be taking calls, and explain our application process, such as we do telephone screening before showing our properties and we do complete background checks.