If you have deep pockets and want to speculate on appreciation then I understand why this may make sense in "certain" situations. 

Sounds like you need to take a deep breath and realize it's almost over!!! 

not a great deal compared to buying 5 year term first trust deeps on performing rentals that pay 9 and 10% and you get paid off in 6 months then what .. no return.. until you find another deal so your drag on money turns your return much lower.. now if it was 10% or 7k over 6 months that would be something to think about.. but not an interest rate for such a short duration.

I don't mean to scare you away from investing, on the contrary, only suggesting that you dig deep.

Deep value businesses like Dollar General and McDonald's tend to do well when times are tough.

As an old boss told us once, 'you are standing waist deep in water complaining about how thirsty you are'.

As an old boss told us once, 'you are standing waist deep in water complaining about how thirsty you are'.

Hard to say if it will empty your pockets  , you dont say how deep they are 

Maybe we change history and have a 15 to 20 year run between cycles.. nothing says we have to have 10 year cycles.. and the 09 was so deep seems to me it took 5 years to really come out of it and we are really only in year 5 or 6 of the up cycle. ?

There are so many ways to approach it and I don't often go deep into the amortization schedules.