With the median time to contract stretching 92% to 48 days, focus on quality listings, realistic pricing, and a polished look to make your property stand out.Smart Moves for Today’s MarketFor buyers, the expanded inventory means more choices.

What would you recommend for me to use to determine the quality of a deal?

80% no seasoning on a refi is pretty good and becoming the market standard (75% currently is the standard in a lot of places)If you go coventional, I'm told you can get up to 90%. 

Some other copy & paste advice:Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

Therefore even if you invest in the markets with favorable landlord tenant laws, you are still more inclined to deal with tenant headaches because of the quality of the tenant and lack of professionalism of the landlord.

@Renee CossRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

Jonathan,Unlike credit cards with "Intro Rates", HELOCs are a standard banking product. 

It could be this was a standard periodic reassessment to account for market value increases and there's nothing to fight.

Reaching out to all you note/CFD veterans again.It's my understanding that in certain states, for delinquent/non-performing CFD's, you must go through a standard foreclosure process (once all other methods like forbearance and modification have been exhausted).

The rents have begun to drive the market and are seeing some quality cashflow.