This book will make you into a master negotiator if you work at applying the principles.

I would say the objective way to analyze going to school is to look at the career center or recruiting on campus to determine if firms value your target school.

One of our principles when reviewing potential renters is that we have to be able to see what lenders call a “clear path to payment”.

The only portion you should figure the additional cost at 3.75% vs 5.25% is the principle loan amount you have now. 

I objected a couple times once a customer got to my office to sign the documents and they shared with me what they had been told.

This is the same principle as the security deposit.

They owe me $1,067,821.23 in principle alone on two flips in Naperville.

With that, if you are looking to refinance, most banks will do is 75/25 LTV based on an objective appraisal after you've fixed it up (i.e. it's rent ready).  

If the terms of the mortgages were refinanced into 30 year AM (amortization) the P&I (principle and interest) payments would appear much lower and hence the resulting cash flow would be much higher when they (lenders) go to calculate your cashflow for DTI or debt service coverage purposes.This also could be an issue with how you file your tax returns for all of these 15 doors or a combination of the above.Either way its really easy to fix.

Something to know BEFORE creating a contract for sure.Just saw a video of young couple who bought SFH in North fL; principle and interest was 460 or 560 / mo ; so that was affordable but then because they were financing the property there was additional unexpected 100. / mo flood insurance.