This man changed his name from Timothy Babuin to Jagger Babuin. https://www.ftc.gov/sites/default/files/documents/cases/2003/09/cplsstip.pdfhttps://www.offshorealert.com/bank-bermuda-canada-prepaid-fraud.aspxhttps://www.ftc.gov/news-events/press-releases/2002/12/canadian-telemarketers-targeting-elderly-settle-ftc-chargeshttps://www.picuki.com/tag/jaggerbabuinscammerDo not engage with this man!

Get a few HML 2nd options for combinations of points/rate, reason being that points are essentially pre paid interest, but they will not impact your DTI.

Of that amount, $300 is the first month property rent, $300.00 constitutes renter’s combined security/damage deposit, and $50 is Renter’s first month of prepaid utilities.No Habitability in Existing Structures: Landlord and Renter mutually agree that existing structures, if any, on this property are NOT HABITABLE.

@Frankie Betancourt people who churn credit cards for points do this all the time, you buy grocery store pre paid visa gift cards and use the gift cards to buy money orders.

Their other option is to terminate lease and get all pre paids returned.

If shes willing to pay the rent up front, who cares, take the prepaid rent.

Maybe they are asking for pre-paid interest upfront?

Hi Daisja,To explain thing in more extremely technical and complicated, here's the good very savvy article from SeekingAlpha why we should have mortgage :https://seekingalpha.com/artic...... when rates are low, attractive bonds at higher coupons get pre-paid early.

For example, there is a large national retail lender that advertises heavily (and I am sure will have a super bowl ad later today) who regularly  will show unsophisticated buyers a great rate but then when the LE comes there are 2-3 points (which is just pre-paid interest) and high fees.

Au contraire mon frèrehttps://independentbanker.org/...Suspicious Activity Reports (SARs)"Debit cards, credit cards, residential mortgages, prepaid access and home equity lines of credit topped the categories for which SARs were filed in each month of Q1 2018, and they totaled 78,533 of the reports filed.On its face, the requirement to file a SAR appears simple:1.