Based on the paperwork you provide and the preliminary credit report they will give you the Pre-approval. 

You can find where you want to target based on some preliminary research. 

In addition, I will have most likely already seen most of the houses on the MLS that you'd pick out and would have certainly done some preliminary due diligence on all of them before you even got a chance to call me (I comp every single REO, estate, distressed listing in nearly all of Hamilton, Butler, Clermont and Warren counties.

Redfin seems OK to me for preliminary analysis.

Because of the lag to get paperwork done we we will pull a credit report similar to if we were doing a rental as a preliminary.  

I definitely wouldn't consider myself a millionaire just because I had a million in assets without subtracting liabilities.There's no real rule for "millionaire" status, its not a club or anything, but I'd wager that anyone with any sense when they are throwing that term around are thinking net worth. 

Im going to consult with a RE attorney b4 closing, but this is a preliminary. 

This is just a preliminary.

I wonder if preliminary FEMA maps will change due to the flooding this year.  

There cannot be any indication in the file that this is a working ranch.We can get a preliminary title report at no cost to you, but the only way to get an appraisal is to pay for one.