I found your post while looking for my own info about doing a potential rezone that would allow for future development in Denver.

Also, setting up an S-Corp could potentially save you on self-employment taxes, but I’d suggest chatting with a CPA to weigh the pros and cons based on your income. 

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

It really depends on your tolerance for risk and how much liquidity you want to maintain.Researching the Waterbury Market:Waterbury has shown solid potential for multi-family investments.

What tools can we use to analyze the rental potential in other neighborhoods?

Its not easy and there is potential for multiple degrees of chaos and instability.

I have a hard money lender at 10%, who will amortize at 30 years, with 5 year balloon so a potential loan of $200k is in the works.

Possibly but the problems I’m having stem from having too many cooks in the kitchen already so to speak, and failures of what is supposed to be seamless transitions among different payment systems, so I’d be worried that adding another layer of complication, more entities and more software could lead to more potential failure points.

Then it could potentially be legal depending on how it's worded.

You’re absolutely right about the market potentially shifting, and this is where those who are ready to act and think creatively win big.