San Diego historically has one of the best ROI for buy n hold RE in the country. 

I am a fan of my high appreciation market but some of the purchases seem to be overtly optimistic as otherwise they do not make sense.I see buy n hold investors that are purchasing RE at rent to cost ratios of ~0.4%. 

Here are some data based on my simulation;1st YearGross income: € 10.368Total expenses: € 2.552NOI: € 1.568Mortgage payment: € 7.159 (30year at 2.55% fix rate)Total cash flow: € 657,00Cash ROI 65,70%Equity accrued: € 3.373Total return: € 4.030Total ROI 403,03%Capitalization Rate 5,18%GRM 13,98DSCR n/aTax rate in Italy at: 26%

I use a scratch-N-dent place outside of Philadelphia, PA (private owner, small company) and after my last appliance purchase back in April 2018, he said the same thing.. all appliances went up about $25-100 depending on size (so a standard 30" frigidaire SS went from $1500 up to $1600 now), etc. 

Thank you N'

Live in N.

http://www.freddiemac.com/pmms/pmms_archives.html For budget/cashflow calculation purposes, add super ballpark 1.000% to that for 75% LTV SFR n/o/o, 1.250% for 2-4 unit.

@Lam N., Pen Fed Credit Union does HELOCs on investment properties.

@Jason N.

Originally posted by @John N.