@Dave Foster thank you for that information.  

Everyone has opinions but some are not based in reality.If you are not providing significant services, like daily cleaning, on site chef for meals, custom tours etc. you should be filing on a schedule E. https://theshorttermshop.com/is-short-term-rental-schedule-e...

Unfortunately, there are numerous other frustrated customers who are dealing with similar, if not worse, situations, myself included.

Reach out to @Dave Foster.

I believe businesses should solve problems and add value to their customers rather than trying to sell them something they don't want or need.

Hello BP fam! I have a family member who will be staying in the ATL area from May 5th to May 21st in the ATL area. He's looking for a STR or rent by rooms while down there. He may be stationed there around oct/nov and...

@Martin Nussbaum @Jason CollinsIt is important that you work with tax professionals who understand the unique tax consequences and planning opportunities surrounding STRs.If the average period of customer use is seven days or less (which would encompass nearly all AirBNBs, VRBOs, etc), the rental is not considered a rental activity under the passive activity loss rules.What this means is that whether one is a real estate professional or not does not matter. 

I might think the tenant has poor manners in a situation like that but I wouldn't feel aggrieved in any way since they are just my customer not my friend.

You might have a challenge with tenants/customers feeling uncomfortable next to a prison so getting the local insights might be valuable to you as well. 

Maybe some specialty programs exist for prefab homes or a custom ADU builder might have his own lender partner they could refer you to... but unless you yourself are an experienced home builder with a track record in ground-up construction, you're basically looking at a hard money or a HELOC.