I was sick of sounding like a broken record, talking about broken records.Mortgage rates are determined by trading in the bond market, which take cues from many sources.

YET so apropos for anything guru or paid training in the real estate space or for that matter option trading or forex or whatever.Having been a back room vendor to a lot of these companies I saw it first hand..

To help, I used Excel to forecast the future value (FV) of both options: 1) leave existing traditional rollover IRA in-place or 2) liquidate the IRA, paying the 10% penalty and 33% marginal Federal tax hit.I'm 15-16 years away from retirement and computed the FV of both options over that timeframe.

If your goal is long term cashflow and financial freedom than trading in two depreciating assets for one that appreciates and helps you scale towards that 10k vision in the future seems like the right move towards your goals. 

If there is knowlege of what their trade area demographics are you could theoretically use that to hone in on specific markets where there is no MCD's currently, but that would mean overlaying the current competition map as well to find those holes in their overall location strategy.  

For example, if you dedicate enough time to real estate businesses and real property trades, you may qualify for the real estate professional tax status which is potentially a great way to reduce high W2 taxes. 

it's just trading a rent payment for a mortgage payment. 

Mods, if this is in the wrong area please move or delete.I pay for a monthly service that gives daily updates to the mortgage market, specifically how MBS are trading and market influences that sway pricing.

This is a problem all of us with some trade skills can run into.You just have to deal with it, you're getting the huge savings of doing the work yourself.....you can't also get the write-off/basis.....You have to do the math and see if it's worth it.

I'm a CPA by trade and I am able to work around all areas and make do.