First, remember the banks are regulated by the federal government and they are required to underwrite conforming loans and second, bank loans tend to be very structured and are generally inflexible to your project needs.

In Canada you can incorporate federally or provincially.

What does Real Estate (Unlike Federal Reserve Notes, Stock Certificates, and EVERYTHING Else listed above, along with the unmentioned "US Savings bonds")....have over ALL of these?

But commission is negotiated and by FEDERAL LAW there is no set amount or percentage.

The state of Texas gives a developer a federal tax credit to build or fix up 'low-income housing.The government sets down guidelines about who can get into the various housing programs, it uses a statistic called the "Percent of Area Median Family Income" (or "Percent of AMFI").

I think the federal government needs to start coming down with stricter regulations for mortgage banks.

It may be wise to contact a financial planner as well especially if your estate will trigger the estate tax - Federal or state.The Federal Estate tax was repealed during the Bush year BUT that repeal is repealed (I believe in 2011).

However, like any other RE transaction the final agrement will have many legal considerations and be governed by federal, state and possibly local laws.

Again if they fail to comply they are also violating federal law and agian another 1k bucks.. anyhow just a brief idea of what you should do.

I don't see anything wrong with adding Spanish as a second "official" language as long as the percentage of the population that speaks Spanish as their primary, or only, language is large enough to offset the costs associated with redesigning all the federal forms and bureacracy, laws and customer service and advocacy rights, and CSPAN, and US postal service, etc...are justified.