There are a lot of calculators and resources here in BP that I think can help. 2) How can you do this most tax-efficiently and 3) Does it make sense for your lifestyle.

In either case, it's up to you and your agent to ensure you have this coverage in place if you want it.Now, if you don't have flood coverage, but you "do" have wind coverage, that changes things up. 

I don't have experience in real estate or house hacking, so I want to ensure my plan is sound and that I have all the details mapped out.

Every time a technology shift happens, and evolution occurs, an efficiency breakthrough happens, a SHIFT occurs, things change.

Here's a summary of what you need to know:Population greater than 1M and growth rate: The source for metro population size and population change: WikipediaCrime.Operating costs: State income taxes are a good indicator of government efficiency.

Ensure the plumbing and electrical connections are regularly checked for any leaks or faults.Lighting and Fixtures: Modern light fixtures and ceiling fans add aesthetic value and comfort.

But seems efficient to go with a 12 unit or 2 six unit buildings.

To diversify further and maximize tax-free or tax-efficient retirement income, there are several strategies you can consider.One key option is real estate syndications or private REITs.

You are right, there's a balance of economies of scales vs. efficiencies over coordination with tenants of each unit.

Are there any other considerations to ensure appropriate liability protection in this arrangement?