Purchased as-is with the goal of long term hold and minimal work needed. 

Once you're ready, create a goal (e.g., "I will buy at least one single-family home, duplex, triplex, or fourplex before the end of 2019") and then do it.

Yes, if that's your goal.

Real estate can be a powerful way to achieve both tax benefits and cash flow, and there are many strategies to fit your goals.

If your goal is personal-use real estate, cashing out the 403(b) is an option, but it will incur income tax and a 10% penalty, significantly reducing your available funds.

RufoShort-Term Rental (STR) and Long-Term Rental (LTR) are rental options based on lifestyle and financial goals.

As for the marketing of the notes and the claim of lack of disclosure those are separate issues while serious for sure those issues when/if proven correct are not going to get your or any note investors money back.. ( which I hope is the goal of most note investors in this) those issue's are to put those folks basically out of business..

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

If financial freedom is the goal, can some of that $4400 go towards an extra payment each year for a few years?

No experience with non performing notes.My idea is to buy these notes with the primary goal of accessing the property through foreclosure, knowing that there are several other possible outcomes.