
3 January 2025 | 26 replies
There are tons of loans out there that use just the projected or actual income from a property vs the payment of the property (DSCR loans).

12 January 2025 | 17 replies
Just to name a few: Borrower's Experience FICO Loan Amount Loan Type being sought: Perm (30 yr ams), Bridge (12-36mo I/O), Rehab (12-36mo I/O), Ground Up (12-60mo I/O) Property Type (1-4 unit, 5+ MF, Warehouse/industrial, Hospitality etc)If you have a specific deal in mind, then you can have a lender (or broker) look at it and give you a better idea.

13 January 2025 | 4 replies
Quote from @Burke Atkerson: With over a decade of real estate investing experience and over 100 flips, I now provide private money & hard money loans.
2 January 2025 | 2 replies
Just curious if anyone has used All Loans Funding for DSCR loans?

12 January 2025 | 2 replies
My duplex - built 1989, 2,060 sf, 2 bed/bath, 1 year old roof, value if I subdivide (county already approved) and sell each separately $150k each ($300k total)Investor duplex - built 1995, 2,300 sf, 2 bed/bath, 5 year old roof, value around $310kThe investors initial request was for an equal trade and they would pay realtor fees, which I replied wouldn't be equal due to buying/selling costs (recording fees, title insurance, closing fee, survey, inspections, loan fees, 1031 fees, accountant fees, repairs), taxes would increase due to new sale price, I'd trade a 3.75% mortgage for a higher one, and I'm on the 10th year of a 30 year loan so resetting that to a new loan would restart amortization and pay more towards interest.

12 January 2025 | 185 replies
FHA loans didn't contain DOS clauses until 1989, VA loans 1988.

15 January 2025 | 3 replies
Is there a loan assumption available?

12 January 2025 | 3 replies
If that's what you're really after I would start with the basics of what kind of bank loans either residential or commercial are available to you - not saying this is the best option, but it's a good place to start.

12 January 2025 | 20 replies
You can get a normal owner occupied home loan to do this.

14 January 2025 | 6 replies
If you have bank loan (not an agency loan) or no mortgage at all, an LLC is certainly an option.