In fact, I was just in lowes and had a very small purchase of under $300, I still got 10% off because I buy enough there to demand that minimum discount, otherwise, they could risk losing my biz to HD or other competitors.

It's to compel buyers to want your home(s) instead of your competitors'.  

Competitors will look to reduce time and expenses and time in and of itself reduces expenses not to mention time value of money.  

Competitor has security gate and an office, but I have not checked to see what percent occupied they are.

Check the competitors thoroughly and make sure you know what the prevailing market rents are and what amenities that includes.

That's not my way, nor my competitor's and we've do hundreds of these loans without problems. 

If it was easy it would have lots of competitors. 

Also, I would not buy a dollar store if you are close to another competitor dollar store, as if they complete a purchase (Dollar Tree or Dollar General or Family Dollar), they may be looking to close one of the stores.Mark

“This way, the banks involved could flout the market at their competitors’ expense.

Disclosure - Director of PR for Do Hard Money@Damon Jordanwe did have some problems as we were growing and we were unable to keep up with the call volume- we apologizeAt DoHardMoney we do things a little different than most Hard Money Lenders and as a result we’ve disrupted things in a way that competitors feel the need to raise doubts and concerns about our systematic approach and our business model.