Jeffrey, wouldn't you have $120k left on the table?  

And just having some dirty dishes in the sink and some old or rotten fruit sitting on a table somewhere can cause them to multiply quickly.

All you would have to bring to the table would be the $ needed to bring the loan current. 

(Another month by the time we make it to the closing table).

The kitchen would only allow for a small dining table.

You can Click on The Icons To See Them betterHopefully the following Table will be readable  Overall Rank Overall Rank Total Score ‘Rental Market & Affordability’ Rank ‘Quality of Life’ Rank (1 = Best) City 1 Scottsdale, AZ 69.26 14 1 2 Peoria, AZ 66.72 12 2 3 Chandler, AZ 66.41 22 3 4 Gilbert, AZ 66.16 7 9 5 Fargo, ND 63.16 2 49 6 Bismarck, ND 63 3 50 7 Overland Park, KS 61.76 17 16 8 Lincoln, NE 61.41 19 29 9 Mesa, AZ 59.56 38 23 10 Tempe, AZ 59.5 28 28 11 Irvine, CA 59.49 111 4 12 Nashua, NH 59.48 57 13 13 Sioux Falls, SD 59.15 4 86 14 Boise, ID 59.03 68 15 15 Phoenix, AZ 58.63 44 30 16 Omaha, NE 58.31 27 44 17 Lewiston, ME 57.84 23 46 18 Glendale, AZ 57.52 37 40 19 El Paso, TX 57.24 50 37 20 Cedar Rapids, IA 57.06 5 81 21 Tampa, FL 56.59 130 7 22 Charleston, SC 56.43 59 26 23 Huntsville, AL 56.3 1 121 24 Plano, TX 55.97 66 35 25 Casper, WY 55.75 6 97 26 Henderson, NV 55.59 29 59 27 Portland, ME 55.47 58 36 28 South Burlington, VT 55.37 81 25 29 San Diego, CA 55.33 157 6 30 Rapid City, SD 55.05 8 100 31 Madison, WI 54.84 53 52 32 Fremont, CA 54.54 121 18 33 Reno, NV 54.44 34 66 34 Manchester, NH 54.21 72 38 35 Orlando, FL 53.87 139 17 36 Fort Smith, AR 53.8 9 108 37 Grand Prairie, TX 53.77 97 22 38 Tucson, AZ 53.75 56 58 39 Las Cruces, NM 53.7 13 102 40 Austin, TX 53.53 76 47 41 Amarillo, TX 53.37 42 65 42 Cape Coral, FL 53.22 145 11 43 Des Moines, IA 53.01 45 68 44 Huntington Beach, CA 52.8 161 5 45 San Francisco, CA 52.55 107 41 46 Chesapeake, VA 52.43 10 118 47 Raleigh, NC 52.43 15 113 48 Las Vegas, NV 52.38 40 77 49 Newport News, VA 52.19 11 120 50 Virginia Beach, VA 52.01 24 98 51 Colorado Springs, CO 51.93 62 64 52 Honolulu, HI 51.61 160 27 53 Jacksonville, FL 51.51 91 55 54 Santa Rosa, CA 51.49 165 10 55 Cheyenne, WY 51.45 33 104 56 Chula Vista, CA 51.26 146 32 57 Sacramento, CA 50.76 149 34 58 St.

@Jason Dillard That's on the table.

All parties have to be notified but we typically do that right at the closing table to cover any unethical thoughts on the sellers part. 

I walk properties all the time and on the table I see 5, 6, 13, letts/postcards on the table scattered yet they call us and end up selling to us.So if you are serious about investing.

@Kevin Sobilo I agree 100%.... that's what we ended up doing.... we agreed to meet in the middle and come to the closing table with 1/2 the difference in agreed upon price and appraisal... and will pay off the difference over the next 18 months.