Your return on a real estate investment is Cashflow and Appreciation.It appears that your cash-flow is negative if you assume the current FMV.The question on whether to keep or sell it is what your required rate of return and what is the appreciation rate on the property?

Now a non licensed investor ( What you guys are calling a wholesaler is equivalent- to calling a barber a Fade  or a plumber a  pipe, cannot directly represent For Another but rather for themselves.  

There is a property in the area that I live that appears to be part of a bankruptcy .

Small duplexes in need of work appear to be obtainable for around the high-300s to mid-400s.

Nice small investment in MY opinion.I actually do accounting for a few other properties around San Diego and so far, my brothers units appear to be the least stressful to own with a nice little easy income every month.

If you do it right you can keep the interest rate and fees down to the equivalent of 5% a year, but it is risky.

We did get follow on bookings so it appears we were not penalized.

On the other hand, since it appears you're more into appreciation, Columbus is the place to be.

.- Read a new business book or equivalent every week for years.- Amass liquidity as rapidly as possible.- Use that liquidity to purchase real estate or take shots at small business entreneurship.To more directly answer your question though, I think that the “live in flip” is one area that seems appealing right now, in Denver.

Like you said look at all the books on "creative financing", this is the equivalent to a book on bull fighting.