I called a few bankers I have known that don't know my plumber from the next guy and they too confirmed Bank of America can hold even certified funds in a similar manner.

The other thing we could do is an All in One from Merchants Bank of Indiana (I live near a branch), which is a first position HELOC that is connected to a checking account. 30 year term with adjustable rate.

He learned from it all and ADJUSTED.   

I have a tenant with 2 certified service animals (dogs).

Additionally, I have seen people set offer deadlines and accept offers before the deadline hence I think it is best practice to get an offer in as soon as possible, call the agent before the deadline to see where offers are at, and adjust as you see fit.

I recommend you do this annually to adjust for utility increases and other variables.

It's possible the market has adjusted some already and will adjust more in the future.- Personal savings rate as a percentage of disposable income is very low (3.6%)- Unemployment is very lowMarkets don't stay ecstatic or suppressed forever.

You set your screening standards based on the class of your property.Unless you specifically want welfare tenants in which case you adjust the screening. 

I decided to do a certified mail that never get delivered.

If you love the events, you have to plan and adjust to make those.