The process is slow so be prepared for that but the payoff should be the tenant sticks around a little longer.

Gives me the 14k cash, Deposit the 18k check Mother writes me a 18k gift check or she withdrawals and gives me the cash. ?

Now prices are back up to where they were, with no signs of slowing down. 

Failure to repay the loan according to the plan's requirements could result in penalties and tax consequences.Tax Implications: While 401(k) loans are generally not subject to income tax or early withdrawal penalties, there can be tax implications if the loan is not repaid on time or if your husband defaults on the loan.

Not sure how much traffic my STR will get with a slow economy. 

I quit building last year (slow market/high rates) and have been trying to find a flip for quite some time as they seem to move rather quickly on the market surprisingly.

Our slow season is November and April.Mike

Now my house has many comparable comps in the area but they dont know what there doing (bad pictures, low occupancy) I undercut all of them in the slow season and was 88% booked when the average in my small area was 14% i was charging $100 a night while my comp was charging $140 a night but not getting booked. 

Homes in NY metro, New Jersey and southern CT have not slowed and are even crazier now than the 2%-3% mortgages.

I have been told to use Baselane so that they can ACH transfer for free, and that baselane also gives me 4.5% APR for my money saved there (i.e. security deposits, etc.)However, I don't like Baselane's withdrawal limits, and also how long it would take for baselane to transfer money to my primary checking accounts, at JP Morgan.