It is better to create a separate bank account just for your rental activities.The reason is that it will be easier for you to recognize what is income / expenses more easily.

You can easily call the city and find out cost of permit, or ask them to show you the receipt for permit costs.

I could easily pay that off in year years if I needed too. 

You are easily able to talk to Nader of the phone or his team.

I may have to put a bit of my cash in though, as I'm not getting approved for business cards as easily as I thought - and so far the limits are NOT good.

You can easily signup for roughly a half dozen lenders I can connect you with. 

Not supporting CC here but till you haven't actually gone and raised $20M, $50M or even $100M (which only a handful of folks in the country can do easily), it's easy being a keyboard warrior and talking about technicalities.  

Also the property rents for 2K and has good cash flow.Hey Mikal - that deal would be pretty easily done as a DSCR but the main reason you would want to go that route is if you want to 1) put title in an LLC for asset protection 2) qualify off the property's income and not your personal DTI 3) keep this mortgage off your personal record so you can qualify for another conventional loan down the road

Because it's a banking and bookkeeping platform I can set up individual bank accounts quickly and easily in Baselane and keep track of revenue and expenses for each property and easily run basic and customizable reports.

@Ken - I work with a large mortgage company and we do most loans with our own funds ..we do have access to outside lenders and loan programs for the more unique scenarios ...with rates being higher over the past few years - the current challenge is more  because borrowers are not able to qualify  for loan amounts that they could  qualify for easily 1  or 2 yrs  ago