Navy Federal handled the loans and they were extremely helpful and seemed to know what to do every step of the way.

New floors, new doors, Killz (heavy smoke smell), kitchen remodel, new roof, shed addition, awning addition, french drain installation, What was the outcome?

Interior: new concrete garage floor, refurbished wood floors, paint, gutted bathrooms/kitchen, added bathroom shower, doubled all BR closet space, removed kitchen walls for open concept w/ dining/living rooms, added cabinets, new appliances, tile floor/back splash, installed dining room french doors onto a new deck w/ refurbished original stone patio.

Interior: all new windows, new paint and carpet; gutted kitchen, knocked down wall, new appliances, doubled cabinet space; gutted bathroom; added french doors to one BR and doubled closet space in both; added stairs to connect upstairs to downstairs, previously had to go outside to go downstairs; basement was totally redone with new office, family room, laundry room and storage.

@Abby Peng renting it out in Bremerton will be no issue with our market and it being a Navy town.

@Kevin Semma I am prior Navy and currently live in and invest in Pensacola, FL. as @Matt Jones said, its a great place to get started.

After all, they cosigned for a couple loans when I was just a junior sailor in the Navy.  

I was a helicopter tech in the Navy, then a wind turbine tech, then a wildland firefighter, all blue collar stuff and now I'm here so this world is completely knew. 

However, Navy Federal will do 90% 3/5 ARM on a 2-family, no PMI.

I was trained to operate nuclear reactors for the US Navy.