@Sook Kim thank you for setting the record straight, I should have caught this when it was posted.

You are trying to take a short cut to make it convienient for you.

Two weeks before we were notified about cutting off distributions he gave us a pitch to donate to his Hawaii relief fund.

We did a commercial loan, 20% down (10% down each)-I leveraged my partner's relationship with his commercial lenders to establish a baseline of credibility for myself and cut my teeth doing my first deal.

I suspect you are going to have to cut your profit expectations significantly.Good luck

Its takes days to get a email returned (if it gets returned at all) I call and leave voicemails and dont get any returned calls, my borrowers have reported to me that they cannot ever get straight answers or solutions, It takes 30 to 45 days to receive my money.

I would love to stay here with either a lease-to-own-option, or, to get a big cut off of my rent as a property manager for the building, since I am a licensed real estate agent. 

They seem straight forward which I liked.

The FED Should start cutting rates Soon, out of choice or out of necessity.

This shows you want the shortest short-cut and don't want to do any work.