Your personal history with GSE's is notified across all GSE loans, they communicate.

Little did I know it would take decades to ripen :)3. bought a foreclosure sale .. traded the house for the 3 acres the person who owned the house. 

Quote from @Jason Baker: I’m A 11th Grader And I’m Committed To Being A Young Real Estate Investor After HighSchool...Just Trying To Seek AdviceThe average person who went to college carries $40,000 in debt. 

Several options you can explore to get the down payment capital: Solo401k; HELOC on personal residence or from equity of the SFR; Cash Value Life Insurance Policy; Business Credit; Private Lenders, to name a few.

My lease has a sublet fee (2 weeks is guest by lease more than 2 weeks in a year is sublet) that is costly enough ($100/night per person which is about what a cheaper hotel is here) that makes sure tenants do not have others move-in without informing us.

“ cash flow returns” almost always compare horribly to a simple bank CD after you deduct for insurance, prop taxes< vacancy, capex, prop management (or your personal time.) etc etc etc. 

Yes - it is far more work than a silent investor in a syndication... but I want the control, so find it personally more rewarding.  

We used $100k of private money and the rest was personal cash.

Until you see the property in person the numbers are completely meaningless unless you have a working relationship with that listing broker for years.

Work with your commercial lender/insurer/lawyer/personal banker and see if they know of any interested parties.4.