I was so nice and kind to them allowing flexible rent payments but not sure why I had to encounter such a rude behavior from the tenant.

There are areas that will grow nicely buy there are rough areas 2 blocks away.I can provide a property manager who has found me many nice cash flowing properties with no drama.

I don’t have anything nice to say about the realtor that went silent, but it is what it is.

I only have nice photos of livingroom and one bedroom, as I'm still living in the unit. 

The house is at a nice area with HOA, which requires at least 6 month rent. 

That means, buying at the right price, with the proper SoW and good comps to project a nice ARLTV.

From Pittsburgh to Indianapolis you have some nice beginner markets. 

I took a look at the listings on their website.Most of their inventory is 30+ min from the 'downtown' area.Seems like they charge $400 - $600 a bed in Dallas and Houston + a move-in fee to the guest.It would be interesting to know what their management fees are.You should be able to make money based on those numbers if they have a nice occupancy rate.I personally wouldn't rent from there because I prefer my own space but there are definitely people out there that like to save a couple hundred on rent or even enjoy having roommates(Company) around.Best of luck!

Thats considered a good deal in a nice area...

Business credit is largely irrelevant until you get into the true CRE and commercial lending space, and even then, the key principles are weighted heavily.