Attic insulation is one of those things that I am not sure how much practical effect there is, I only add attic insulation whenever the government subsidizes the cost, and after it's done I don't see any cost saving in my utilities bills (student rentals). 

Why did you get into that and are there any tips or tricks you utilize?

Hypothetically if I win a bid, then would I be able to utilize a HML for any possible repairs now that they'd have access to inside the property?

welcome to bp, your sentiment around leverage is 100% correct, and I'd challenge you to follow your own advice and use that leverage to put as little as possible into the real estate rather than the coveted "pay cash for it" or while one can pay cash, utilizing your w2 to refinance is a unique skill and ability you can have.house hacking in the mid west is where its at for sure.

Hey there,I'm interested in utilizing private money lending for financing while I save up to use my own capital along with Hard Money Lending.

I have utilized bridge funding in situations where the banks have fallen through, however portfolio lenders are the go to for sure. 

Keep in mind you likely utilized the PAR agreement since it was a PA transaction which has a  default arbitration requirement  that's rarely stricken from the agreements.

You may be able to do one contract, however, we have run into issues with having to show a proper management contract for utilities or subsidies that we needed one that just had the one LLC on it. 

Question 2: Should I be utilizing one of these approaches (or another way?)

Additionally, it can help maximize renovations and improvements.A Cost Segregation study is an IRS approved federal income tax tool that increases near term cash flow by utilizing shorter recovery periods for depreciation to accelerate return on investment.