When I applied this theory to a property with a mortgage, that is when I started feeling as if it's very hard to get positive cash flow, when taking the first 50% off the top for reserve funds, and using whatever was left for everything else (mortgage payments, taxes, insurance, cashflow).Totally understand things won't fit into a tiny box, was just trying to make sure I was understanding some of these theories to start.

I don't think you can assume that there is something going on with the banking industry - even with the numbers you gave (less than 20) that is still a tiny fraction compared with the number of people who work in the banking industry. 

Just a tiny little difference in the 2 approaches, not to be confused.Oh, and calling those that dare to not share the same views "morons" doesn't bring in any extra points.

In CA, granite in a retail flip is necessary, even on a $125k home, which is a tiny, far from city home compared with a nice size newer home in other states.

After discussions with the local building inspector about different options we decided to decomission it in place (basically filling it with concrete) and building a second wall in front of the fire box, which caused us to loose about 5 inches of living room space.We also opened up the tiny kitchen into the living space by removing the load bearing wall in the center of the house and installing a structural LVL beam in the attic to handle the load.

I am from Europe (from tiny little country in the heart of europe, named Slovenia).Real Estate investing in my country is quite immpossible (various reasons), i know that nothing is impossible, that's why i wrote 'quite'. 

Will brokerages adopt tiny house development sales opportunities?

I am looking to agents that are interested in starting a conversation about the opportunities to make more money in a niche market of tiny houses.

A regular house coupled with The Holton-Wise Property Group is what makes it a rental or turnkey house or whatever anybody wants to call it.With my grouping of services I can work with houses offered on a co-broke were the commissions are under 2k and regularly turn an other wise tiny deal into something worth my time once I couple that with my PM services and gain a long term repeat client. 

i eliminated Hawaii ('best quality of life') in favor of coastal Socal only cuz the cost of living (including land/housing) is so high compared to the local salaries to the point the economy is shifting in favor of densely crowded rental neighborhoods as opposed to the sprawling upscale suburban acreage i require. same is the case with Singapore; despite the booming economy and quality of life, the house lots are down right tiny and the process of getting permission to buy/import a vehicle, daunting!