I'm at a point where I can afford almost anything I want, but I still have to consider whether it will really bring me joy or if it's just a temporary impulse for a shot of dopamine.

Memphis has a pretty affordable housing market and tends to offer solid rental yields, which might align well with your goals.

Lastly, if anyone has recommendations for affordable CPAs in Cleveland or Ohio who could assist me, I would be grateful.Thank you so much! 

First is the Midwest, which by most estimates is the cheapest and most affordable part of the country.

I think this city is target to that since population will keep coming due to house affordability (getting away from miami) If you're looking for quick flip , you may have to look for a different exit strategy as different houses here has similar condition , you have some competitors .... you can go either with price reduction strategy, partnerships or use creative finance strategyGood luck

I believe it’s called a home equity agreement:https://www.cnbc.com/2019/04/05/need-cash-now-you-can-sell-t...https://www.nerdwallet.com/article/mortgages/shared-apprecia...

The property prices are quite affordable compared to places like Minneapolis, so you might find that your cash flow improves significantly.

@Maria T., why are you looking to use preferred equity?  

I have almost zero turnovers because these people can’t afford to buy a house or qualify.

Quickbooks isn;'t setup out of the box for real estate and you need a separate subscription per LLC.