I am seeing the small banks here in GA tighten up and emails and phone calls are going unanswered.

I have had interest in real estate, however the Covid-19 pandemic and the subsequent financial strain it caused, taught me that I cannot rely on medicine alone as the primary source of income to provide for my family and I.

I find it takes the initial tension off since most people want to see their landlord as often as they want to see their proctologist.The box includes a roll of TP, a local coupon book, a mini flashlight and a mini screwdriver which comes in handy since our maintenance addendum requires tenants to tighten simple screws like that of a doorknob that can come loose. 

On a related front, a friend of mine is in the same position, and also getting a conventional home loan now incidentally, so I'm pretty sure Banks using Fannie and Freddie tightening guidelines won't want to see an SBA loan pop up as he applies, which begs the question: how do we allow quasi Gov standards now imposed to condemn people based on direct effects of a Gov mandate?!

That couldn’t be further from the truth especially as lending standards have now tightened and especially if you’re just starting out.

It seems like owner financing will become more popular in this post COVID world with banks tightening. 

hang in there and tighten up as best you can. 

Are lenders hitting the pause button, tightening terms? 

Whether it's good economic times or bad, bank tightening has zero effect on you when you have a great balance sheet with those funds as reserves.The one thing I learned from dealing with millionaires, and billionaires in the Private Equity sector is not one single wealthy person we EVER encountered invested in a single sector.

I'm tightening up my underwriting, tuning up my assumptions and taking advantage of an inefficient market.